:root{
  --ink:#172033;--muted:#5d6878;--navy:#15345b;--blue:#1769aa;--pale:#edf5fb;
  --line:#dfe7ee;--white:#fff;--max:1120px;--shadow:0 12px 32px rgba(20,52,91,.09);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
.container{width:min(calc(100% - 36px),var(--max));margin:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}
.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:24px}
.brand{font-weight:800;color:var(--navy);font-size:1.06rem;letter-spacing:-.02em}
.nav{display:flex;gap:20px;align-items:center;flex-wrap:wrap}
.nav a{color:var(--ink);font-size:.94rem;font-weight:650}
.menu-btn{display:none;background:none;border:1px solid var(--line);padding:8px 10px;border-radius:8px}
.hero{padding:84px 0 62px;background:linear-gradient(135deg,#f7fbfe,#edf5fb)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--blue);font-size:.76rem;font-weight:800}
h1,h2,h3{line-height:1.15;letter-spacing:-.035em;color:var(--navy)}
h1{font-size:clamp(2.55rem,6vw,5.1rem);max-width:900px;margin:.3em 0 .28em}
h2{font-size:clamp(1.75rem,3vw,2.65rem);margin-top:2.1em}
h3{font-size:1.25rem}
.lead{font-size:1.2rem;color:var(--muted);max-width:780px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border-radius:10px;font-weight:750}
.btn-primary{background:var(--navy);color:white}
.btn-secondary{background:white;color:var(--navy);border:1px solid var(--line)}
.section{padding:66px 0}
.section.alt{background:#f8fafc}
.grid{display:grid;gap:20px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.card{border:1px solid var(--line);border-radius:15px;padding:24px;background:#fff;box-shadow:0 6px 18px rgba(20,52,91,.04)}
.card h3{margin-top:0}.card p{color:var(--muted)}
.kicker{font-weight:800;color:var(--blue);font-size:.78rem;text-transform:uppercase;letter-spacing:.08em}
.breadcrumbs{font-size:.88rem;color:var(--muted);padding-top:25px}
.article-wrap{display:grid;grid-template-columns:minmax(0,760px) 260px;gap:52px;padding:36px 0 72px}
.article h1{font-size:clamp(2.2rem,5vw,4rem)}
.article p,.article li{font-size:1.04rem}
.quick-answer{background:var(--pale);border-left:4px solid var(--blue);padding:20px 22px;border-radius:0 12px 12px 0;margin:26px 0}
.takeaways{border:1px solid var(--line);padding:20px 24px;border-radius:12px}
.sidebar{position:sticky;top:98px;align-self:start;border:1px solid var(--line);padding:18px;border-radius:12px}
.sidebar h3{margin-top:0;font-size:1rem}.sidebar a{display:block;padding:7px 0}
.notice{font-size:.92rem;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;margin-top:40px}
.callout{background:var(--navy);color:#fff;padding:30px;border-radius:16px;margin:36px 0}
.callout h2,.callout h3{color:#fff;margin-top:0}
.table-wrap{overflow:auto}
table{border-collapse:collapse;width:100%;margin:24px 0}
th,td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}
th{background:#f5f8fa}
footer{background:#101d30;color:#d8e1ed;padding:45px 0}
footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.small{font-size:.88rem;color:var(--muted)}
.search-box{display:flex;gap:8px;max-width:620px}.search-box input{flex:1;padding:13px;border:1px solid var(--line);border-radius:9px;font:inherit}
.search-results{margin-top:18px}
.tag{display:inline-block;padding:5px 9px;background:var(--pale);border-radius:999px;font-size:.78rem;margin-right:6px}
@media(max-width:820px){
 .menu-btn{display:block}.nav{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;padding:18px;border-bottom:1px solid var(--line)}
 .nav.open{display:flex;flex-direction:column;align-items:flex-start}
 .grid-2,.grid-3,.footer-grid,.article-wrap{grid-template-columns:1fr}
 .sidebar{position:static}.hero{padding-top:58px}
}


/* Reusable long-form guide components */
.mobile-toc{display:none;background:#f8fafc;border:1px solid var(--line);border-radius:12px;padding:20px 24px;margin:28px 0}
.mobile-toc ol{margin-bottom:0;padding-left:22px}.mobile-toc li{margin:5px 0}
.numbered-list{padding-left:22px}.numbered-list li{margin:12px 0;padding-left:6px}
.process-steps{margin:28px 0}.process-step{display:grid;grid-template-columns:42px 1fr;gap:16px;padding:20px 0;border-bottom:1px solid var(--line)}
.process-step>span{display:flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800}
.process-step h3{margin:0 0 6px}.process-step p{margin:0;color:var(--muted)}
.check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:26px 0}
.check-card{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff}.check-card h3{margin-top:0}
.checklist{list-style:none;padding-left:0}.checklist li{position:relative;padding-left:28px;margin:10px 0}.checklist li:before{content:'✓';position:absolute;left:0;color:var(--blue);font-weight:900}
.warning-box{background:#fff8e8;border-left:4px solid #d98b00;padding:20px 22px;border-radius:0 12px 12px 0;margin:28px 0}.warning-box p{margin-bottom:0}
.example-box{background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:22px;margin:26px 0}.example-box h3{margin-top:0}
.timeline{border-left:3px solid var(--line);list-style:none;padding-left:26px;margin:28px 0}.timeline li{position:relative;margin:0 0 22px}.timeline li:before{content:'';position:absolute;left:-34px;top:.5em;width:13px;height:13px;border-radius:50%;background:var(--blue);border:3px solid #fff;box-shadow:0 0 0 1px var(--blue)}
.mistake-list{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:24px 0}.mistake-list>div{border-top:3px solid var(--blue);background:#f8fafc;padding:20px;border-radius:0 0 12px 12px}.mistake-list h3{margin-top:0}.mistake-list p{margin-bottom:0}
.faq-list details{border-bottom:1px solid var(--line);padding:0}.faq-list summary{cursor:pointer;font-weight:750;color:var(--navy);padding:18px 34px 18px 0;position:relative}.faq-list summary:after{content:'+';position:absolute;right:4px;font-size:1.35rem}.faq-list details[open] summary:after{content:'–'}.faq-list details p{margin:0 0 20px;color:var(--muted)}
.sources-note{background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:24px;margin-top:44px}.sources-note h2{margin-top:0;font-size:1.55rem}
.article h2{scroll-margin-top:105px}.article h3{margin-top:1.6em}
@media(max-width:820px){.mobile-toc{display:block}.check-grid,.mistake-list{grid-template-columns:1fr}.process-step{grid-template-columns:38px 1fr}}

/* Accident action guide and printable checklist */
.print-checklist{border:2px solid var(--navy);border-radius:16px;padding:28px;margin:44px 0;background:#fbfdff}
.print-checklist h2{margin-top:0}
.empty-checks li:before{content:'□';color:var(--navy);font-size:1.2em;line-height:1}
.print-button{border:0;cursor:pointer;font:inherit;margin-top:8px}
@media print{
 body{font-size:10.5pt;color:#000}.site-header,.breadcrumbs,.sidebar,footer,.quick-answer,.warning-box,.takeaways,.mobile-toc,.callout,.sources-note,.notice,.print-button,.article>h2:not(#checklist),.article>h3,.article>p,.article>.process-steps,.article>.check-grid,.article>.table-wrap,.article>.mistake-list,.article>.faq-list{display:none!important}
 .container,.article-wrap{width:100%;max-width:none;margin:0;padding:0;display:block}.article{width:100%}.article h1,.article>.lead{display:block}.article h1{font-size:22pt;margin:0 0 6pt}.article>.lead{font-size:11pt;margin:0 0 12pt}.print-checklist{display:block;border:1px solid #000;padding:14pt;margin:0}.print-checklist h2{display:block!important;font-size:18pt}.print-checklist>p{display:block!important}.print-checklist .check-grid{display:grid!important;grid-template-columns:1fr 1fr;gap:10pt}.print-checklist .check-card{box-shadow:none;border:1px solid #777;padding:10pt;break-inside:avoid}.print-checklist .check-card h3{display:block!important;margin:0 0 5pt}.print-checklist .checklist{display:block!important}.print-checklist .checklist li{font-size:9.5pt;margin:4pt 0}.print-checklist .checklist li:before{content:'□'}
}


/* Gold-standard car accident guide components */
.decision-grid,.tool-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:26px 0}
.decision-card{border:1px solid var(--line);border-radius:13px;padding:20px;background:#f8fafc}.decision-card strong{display:block;color:var(--navy);font-size:1.05rem}.decision-card p{margin-bottom:0;color:var(--muted)}
.special-situations{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:28px 0}.special-situations section{border:1px solid var(--line);border-radius:14px;padding:22px}.special-situations h3{margin-top:0}.special-situations p{margin-bottom:0;color:var(--muted)}
.tool-card{display:flex;flex-direction:column;gap:7px;border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff;box-shadow:0 6px 18px rgba(20,52,91,.04)}.tool-card strong{color:var(--navy);font-size:1.08rem}.tool-card span{color:var(--muted)}
.workbook{max-width:900px;padding:52px 0}.workbook h1{font-size:clamp(2.3rem,5vw,4rem)}.workbook section{border-top:2px solid var(--navy);padding-top:18px;margin:42px 0}.workbook section h2{margin-top:0;font-size:1.65rem}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.workbook label{font-weight:750;color:var(--navy)}.workbook label span,.full-line span{display:block;height:34px;border-bottom:1px solid #7f8a99}.full-line{display:block;margin-top:20px}.workbook td{height:42px}.no-print{}
@media(max-width:820px){.decision-grid,.tool-grid,.special-situations,.form-grid{grid-template-columns:1fr}}
@media print{.no-print{display:none!important}.workbook{max-width:none;padding:0}.workbook h1{font-size:22pt}.workbook .lead{font-size:10pt}.workbook section{break-inside:auto;margin:22pt 0}.workbook table{font-size:8.5pt}.workbook th,.workbook td{padding:6pt;height:25pt}.workbook .check-grid{display:grid!important;grid-template-columns:1fr 1fr}.workbook .check-card{padding:8pt}.workbook .checklist li{font-size:9pt;margin:3pt 0}}

/* Claim Value Center */
.value-wheel{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:28px 0}.value-wheel>div{background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:20px}.value-wheel strong,.value-wheel span{display:block}.value-wheel strong{color:var(--navy);margin-bottom:7px}.value-wheel span{color:var(--muted);font-size:.94rem}
.estimator{border:1px solid var(--line);border-radius:16px;padding:26px;background:#f8fafc;margin:28px 0}.estimator-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.estimator label,.estimator legend{font-weight:750;color:var(--navy)}.estimator select{display:block;width:100%;margin-top:7px;padding:12px;border:1px solid var(--line);border-radius:9px;background:#fff;font:inherit;color:var(--ink)}.estimator fieldset{border:0;padding:22px 0 0;margin:10px 0}.option-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:12px}.option-grid label{font-weight:500;background:#fff;border:1px solid var(--line);border-radius:9px;padding:11px}.estimator-button{border:0;cursor:pointer;font:inherit;margin-top:12px}.estimator-result{border-left:5px solid var(--blue);background:var(--pale);padding:24px;border-radius:0 14px 14px 0;margin:24px 0}.estimator-result h3{margin:.35em 0}.result-level{display:inline-block;background:var(--navy);color:#fff;border-radius:999px;padding:5px 10px;font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em}
.comparison-cases{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:28px 0}.comparison-cases section{border:1px solid var(--line);border-radius:15px;padding:24px;background:#fff}.comparison-cases h3{margin-top:10px}.case-label{font-weight:800;color:var(--blue);text-transform:uppercase;letter-spacing:.1em;font-size:.76rem}.decision-flow{background:var(--navy);color:#fff;border-radius:15px;padding:24px;margin:28px 0}.decision-flow p{margin-bottom:0}.decision-flow strong{font-size:1.15rem}
@media(max-width:820px){.value-wheel{grid-template-columns:1fr 1fr}.estimator-grid,.option-grid,.comparison-cases{grid-template-columns:1fr}}@media(max-width:520px){.value-wheel{grid-template-columns:1fr}}

/* Hiring an accident lawyer guide */
.lawyer-tool{border:1px solid var(--line);border-radius:16px;padding:26px;background:#f8fafc;margin:30px 0}.lawyer-tool h3{margin-top:0}.lawyer-tool fieldset{border:0;padding:18px 0 0;margin:0}.lawyer-tool select{display:block;width:100%;margin-top:7px;padding:12px;border:1px solid var(--line);border-radius:9px;background:#fff;font:inherit;color:var(--ink)}
@media print{.lawyer-tool{display:none!important}}

/* Accident Claims Knowledge Base */
.kb-hero{background:linear-gradient(135deg,#eef7ff,#fff);padding:68px 0 50px;border-bottom:1px solid var(--line)}.kb-search{display:flex;gap:10px;max-width:760px;margin-top:24px}.kb-search input{flex:1;padding:15px 16px;border:1px solid var(--line);border-radius:10px;font:inherit}.az-nav{display:flex;flex-wrap:wrap;gap:7px;margin:24px 0}.az-nav a{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border:1px solid var(--line);border-radius:8px;background:#fff;font-weight:800}.kb-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:28px 0}.kb-card{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff}.kb-card h2,.kb-card h3{margin-top:0}.term-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:24px 0}.term-link{display:block;border:1px solid var(--line);border-radius:10px;padding:14px;background:#fff}.term-link strong{display:block;color:var(--navy)}.term-link span{display:block;color:var(--muted);font-size:.9rem;margin-top:4px}.term-meta{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0 26px}.kb-definition{font-size:1.18rem;background:var(--pale);border-left:5px solid var(--blue);padding:22px;border-radius:0 12px 12px 0}.kb-example{background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:22px}.kb-search-results{margin-top:18px}.kb-search-results:empty{display:none}.kb-search-results a{display:block;padding:12px 0;border-bottom:1px solid var(--line)}.category-chip{display:inline-block;background:var(--navy);color:#fff!important;border-radius:999px;padding:5px 10px;font-size:.78rem;font-weight:800}.letter-section{scroll-margin-top:100px}.letter-section h2{border-bottom:2px solid var(--navy);padding-bottom:8px}@media(max-width:820px){.kb-grid{grid-template-columns:1fr}.term-list{grid-template-columns:1fr}.kb-search{display:block}.kb-search input{width:100%;margin-bottom:10px}}

/* Resource Library */
.resource-hero{padding:3.5rem 0 2.5rem;background:linear-gradient(135deg,#f3f7fb,#fff)}.resource-hero.compact{padding:2.5rem 0}.resource-controls{display:grid;grid-template-columns:minmax(260px,2fr) minmax(180px,1fr) auto;gap:1rem;align-items:end;margin:1.5rem 0}.resource-controls label span{display:block;font-weight:700;margin-bottom:.45rem}.resource-controls input,.resource-controls select{width:100%;padding:.85rem 1rem;border:1px solid #c8d2dc;border-radius:.6rem;background:#fff;font:inherit}.resource-count{margin:.5rem 0 1.25rem;color:#506070}.resource-category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.resource-category-grid a{display:flex;flex-direction:column;gap:.35rem;padding:1.1rem;border:1px solid #dce4eb;border-radius:.75rem;background:#fff;text-decoration:none}.resource-category-grid a span{font-size:.9rem;color:#667789}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.15rem}.resource-card{padding:1.25rem;border:1px solid #d9e2ea;border-radius:.8rem;background:#fff;box-shadow:0 2px 8px rgba(20,40,60,.045)}.resource-card[hidden]{display:none}.resource-card h3{margin:.7rem 0 .55rem;font-size:1.12rem}.resource-card p{font-size:.96rem}.resource-meta{display:flex;gap:.45rem;flex-wrap:wrap;font-size:.78rem;color:#526274}.resource-meta span{padding:.25rem .45rem;border-radius:999px;background:#eef3f7}.resource-meta .resource-jurisdiction{background:#e8f3ed;color:#205b3c}.resource-actions{display:flex;justify-content:space-between;gap:.75rem;align-items:center;margin-top:1rem;padding-top:.85rem;border-top:1px solid #edf1f4;font-size:.82rem}.resource-actions span{color:#7a8793;overflow-wrap:anywhere}.empty-state{text-align:center;padding:3rem;border:1px dashed #bdc9d3;border-radius:.8rem}.small-note{font-size:.9rem;color:#607080}@media(max-width:900px){.resource-category-grid{grid-template-columns:repeat(2,1fr)}.resource-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.resource-controls{grid-template-columns:1fr}.resource-category-grid,.resource-grid{grid-template-columns:1fr}.resource-actions{align-items:flex-start;flex-direction:column}}

/* Comparison Hub */
.comparison-search{margin-top:1.5rem;max-width:650px}.comparison-search input{width:100%;margin-top:.5rem;padding:.9rem 1rem;border:1px solid #cbd5e1;border-radius:.6rem;font:inherit}.comparison-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.comparison-card,.compare-panel{background:#fff;border:1px solid #dbe3ea;border-radius:.8rem;padding:1.25rem;box-shadow:0 4px 16px rgba(15,23,42,.05)}.comparison-card h2{font-size:1.25rem;margin:.25rem 0 .6rem}.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:1rem 0 1.5rem}.comparison-table{width:100%;border-collapse:collapse}.comparison-table th,.comparison-table td{padding:.85rem;border:1px solid #dbe3ea;text-align:left;vertical-align:top}.comparison-table thead th{background:#eef3f7}.table-wrap{overflow-x:auto}.faq-list details{border-bottom:1px solid #dbe3ea;padding:.9rem 0}.faq-list summary{font-weight:700;cursor:pointer}.next-steps{margin-top:2rem;padding:1.25rem;border-radius:.8rem;background:#f3f7fa}@media(max-width:850px){.comparison-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.comparison-grid,.compare-grid{grid-template-columns:1fr}}